This follows up on a discussion about wanting to use `Any*` inst
clusters to handle boilerplate construction, with the issue that
`UncheckedLoc` use removes validation. Some context is at
https://github.com/carbon-language/carbon-lang/pull/6930#discussion_r2963157428.
This folds in `MakeImportedLocIdAndInst` because the logic is related,
particularly for `LocId` values which are `ImportIRInstId`, and it
eliminates questions of what the right function is to use.
This uncovers an error in the `NodeKind` associated with
`FormBindingPattern`. For now I'm just adding a TODO regarding that.
Assisted-by: Google Antigravity with Gemini